Unit 3 People S Background Speaking > once you are a typical middle class Philippines citizen, chances are you already have several credit established either through a credit card, home, car or other loanhenever you are applying for a loan or credit, it is important to understand how this works in the Philippineshe Credit Management Association of The Philippines, at the same time known as CMAP governs all financial institutions that provide loans and creditll loan and credit information is managed by CMAP, so whether you have made all of your monthly payments on time, paid off a loan, or defaulted on a loan, all is kept in CMAP, typically for a period of 5 yearshen you try to open a bank account or apply for a loan, CMAP is checked firstoo When you apply for a loan or credit card, your eligibility and rates are determined by your CMAP credit scoreere are the current score rankings:very good Credit - 750-850 Good Credit - 660-749 Fair Credit - 620-659 Bad/Poor Credit - 350-619 No Credit - 0-0Philippines Pri ... [Read More ! Unit 3 People S Background Speaking]
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